It fulfils the requirements of § 257 Abs. 2a of the SGB (Social insurance law) 5 and the § 193 VVG (Insurance contract Law) as requested by the immigration office.
관련 법조항 안내 Legal requirementsHospitalization | |
100 % Free choice of hospital | |
100 % Accommodation in two bedrooms | |
100 % Treatment by the physician on duty | |
100% Cover of costs for patient transport to and from the nearest suitable hospital | |
No direct payment of hospital charges | |
At the dentist | |
Dental treatment | 80% of the actual costs for dental treatment including annual check-up once a year |
Dentures | 80% of the expenses. Limits: 1st till 2nd year max. 2.000 € 3rd year max. 3.000 € 4th year max. 4.000 € Inlays and Onlays are not covered 8 Months Waiting period |
Orthodontics | 100% of the expenses for orthodontic services till the age of 18 8 Months waiting period |
Outpatient service | |
Treatment | 100% free choice of a licensed doctor irrespective of whether they are community-based or working in hospital outpatient departments or medical care centers. 100% for medical treatments by a naturopath. |
Remedies, medicines and bandages | 80% of the actual costs max. 1.000 € per year |
Medical aids | 100% Reimbursement of medical aids |
Visual Aids | 100% of the expenses max. 50 € per year |
Surgery for Visual improvement | Not covered |
Precautionary check-ups | 100% of actual costs for children and cancer regarding German Governmental prevention programs |
Vaccination | Not covered |
Psychotherapy | 80% of the actual costs, max. 2.000 € per year |
Sociotherapy | Not covered |
Physiotherapy | Not covered |
Maternity and childbirth | 100% of the expenses in- and outpatient service is covered 8 months waiting period pre-existing pregnancy is not covered |
Waiting period | 8 Months for Dental & Maternity and childbirth |
Health examination | None |
Health questions | Yes |
Self-participation | None |
Reimbursement Limit | 200.000 € |
Minimum contract period | 3 Months |
Maximum contract period | 5 years (from first day of entry in Germany) |
Scope of cover | Worldwide (max. 42 days in USA, Canada and Switzerland) |
This table provides an overview of insurance plan. Cover is subject to terms and conditions of each insurer, which will be handed over to you after submitting our signed mandate. The basis for reimbursement of benefits takes into consideration all laws, regulations and specifications applicable in Germany. Medical necessity is the basic requirement for any claims. It should be noted that claims are only covered up to the maximum rates (Gebührenordnung für Ärzte (GOÄ) and Gebührenordnung für Zahnärzte (GOZ)).
주요보장 용어풀이 Explaination of coveragesPolicyholder 보험계약자 (성인 1인) | Dependents (per person) 미성년 자녀 (1인당) | |
Monthly fee 월 보험료 | 161 € | 217 € |