It fulfils the requirements the § 193 VVG (Insurance contract Law)관련 법조항 안내 Legal requirements
100 % Free choice of hospital
100 % Accommodation in multi shared bedroom
100 % Treatment by the physician on duty
100% Cover of costs for patient transport to and from the nearest hospital
No direct payment of hospital charges, prepayment by insured
At the dentist
Pain relieving dental treatments and medical necessary diagnostics dental services at most with 2.3 times the rate of the fee schedule for dentists (GOZ). Mainly medical-technical services at most with 1.8 times the rate of GOZ. Laboratory services with a maximum of 1.15 times the GOZ.
50% reimbursement of dentures max. 750 € per year. In the sense of this tariff are dentures: pin teeth; inlay fillings; crowns; bridges.
100% free choice of a licensed doctor irrespective of whether they are community-based or working in hospital outpatient departments or medical care centres. Outpatient medical costs at most with 2.3 times the rate of the fee schedule for doctors (GOÄ). Mainly medical-technical services at most with 1.8 times the rate of GOÄ. Laboratory services with a maximum of 1.15 times the GOÄ.
Remedies, medicines and bandages
100% reimbursement of the expenses
100% reimbursement of medical aids
Surgery for Visual improvement
Max. 1.000 € per year for outpatient or inpatient medical initial treatment for first-time acute psychological problems diseases.
Maternity and childbirth
Minimum contract period
Maximum contract period
1095 Days (from first day of entry in Germany)
Scope of cover
EU, Norway, Switzerland, Iceland, (Home country: contract period is more than 365 days incl. max. 3 Month)
This table provides an overview of insurance plan. Cover is subject to terms and conditions of each insurer. The basis for reimbursement of benefits takes into consideration all laws, regulations and specifications applicable in Germany. Medical necessity is the basic requirement for any claims. It should be noted that claims are only covered up to the maximum rates (Gebührenordnung für Ärzte (GOÄ) and Gebührenordnung für Zahnärzte (GOZ)).주요보장 용어풀이 Explaination of coverages
독일 입국일 기준 체류일수에 따른 보험료 안내 (총 계약기간의 평균 월보험료: 총 계약 일수 X 일별 보험료 / 계약 개월수)
Daily insurance fee [Basic 3C]