It fulfils the requirements the § 193 VVG (Insurance contract Law)
관련 법조항 안내 Legal requirementsHospitalization | |
100 % Free choice of hospital | |
100 % Accommodation in multi shared bedroom | |
100 % Treatment by the physician on duty | |
100% Cover of costs for patient transport to and from the nearest hospital | |
No direct payment of hospital charges, prepayment by insured | |
At the dentist | |
Dental treatment | Pain relieving dental treatments and medical necessary diagnostics dental services at most with 2.3 times the rate of the fee schedule for dentists (GOZ). Mainly medical-technical services at most with 1.8 times the rate of GOZ. Laboratory services with a maximum of 1.15 times the GOZ. |
Dentures | 50% reimbursement of dentures max. 500 € per year. In the sense of this tariff are dentures: pin teeth; inlay fillings; crowns; bridges. |
Orthodontics | Not covered |
Outpatient service | |
Treatment | 100% free choice of a licensed doctor irrespective of whether they are community-based or working in hospital outpatient departments or medical care centres. Outpatient medical costs at most with 2.3 times the rate of the fee schedule for doctors (GOÄ). Mainly medical-technical services at most with 1.8 times the rate of GOÄ. Laboratory services with a maximum of 1.15 times the GOÄ. |
Remedies, medicines and bandages | Max. 500 € per year reimbursement of the expenses |
Medical aids | Max. 500 € per year reimbursement of medical aids |
Visual Aids | Not covered |
Surgery for Visual improvement | Not covered |
Precautionary check-ups | Not covered |
Vaccination | Not covered |
Psychotherapy | Not covered |
Sociotherapy | Not covered |
Physiotherapy | Not covered |
Maternity and childbirth | Not covered |
Waiting period | None |
Health examination | None |
Health questions | Yes |
Self-participation | None |
Reimbursement Limit | 30.000 € |
Minimum contract period | 3 Months |
Maximum contract period | 1095 Days (from first day of entry in Germany) |
Scope of cover | EU, Norway, Switzerland, Iceland, (Home country: contract period is more than 365 days incl. max. 1 Month) |
This table provides an overview of insurance plan. Cover is subject to terms and conditions of each insurer. The basis for reimbursement of benefits takes into consideration all laws, regulations and specifications applicable in Germany. Medical necessity is the basic requirement for any claims. It should be noted that claims are only covered up to the maximum rates (Gebührenordnung für Ärzte (GOÄ) and Gebührenordnung für Zahnärzte (GOZ)).
주요보장 용어풀이 Explaination of coverages독일 입국일 기준 체류일수에 따른 보험료 안내 (총 계약기간의 평균 월보험료: 총 계약 일수 X 일별 보험료 / 계약 개월수)
Daily insurance fee [Basic 3B] | ||
01.~365.day | Age 0~34 | 1,02 € |
Age 35~55 | 1,47 € | |
366.~1095.day | Age 0~34 | 1,55 € |