Explainations of Coverage table -Health Insurance in Germany

Hospitalization
	Amount of covered costs for treatment and stay in a hospital and which kind of hospital can be selected
	Amount of covered costs and which kind of bedroom
	Amount of covered cost for doctor treatments and by which level of doctor treatment is covered
	Amount of covered costs for transports to and from a hospital and the limit of mileage
	If Direct payment by the insurer is possible or that the patient has to pay first upfront to the hospital by himself
At the dentist
Dental treatment	Amount of cost covered for treatments done by a dentist, his staff or laboratory jobs
Dentures	Amount of costs covered for dentures with possible sublimit and what kind of dentures are included in the coverage.
Orthodontics	Amount of costs covered and till what patient age the treatment had to be started
Outpatient service
Treatment	Amount of costs covered for outpatient’s service and which kind of doctor or naturopath can be consulted
Remedies, medicines and bandages	Amount of costs covered for drugs, Remedies and bandages which been described by a medical doctor or a naturopath if covered
Medical aids	Amount of costs covered for aids like walking-sticks, Tens-machines, Wheelchairs etc. which are described by a medical doctor
Visual Aids	Amount of costs covered for lenses, frames and contact lenses and the conditions in maximum amounts and time periods.
Surgery for Visual improvement	Amount of costs covered for eye surgeries for improvement of the eyesight or prevention of losing eyesight.
Precautionary check-ups	Amount of costs covered for against diseases as prevention check-ups and their possible limitation to disease prevention programs
Vaccination	Amount of costs and under which Guideline vaccinations are covered, as well as which vaccinations are paid for which are not according to the mentioned Guideline.
Psychotherapy	Amount of costs covered and the limits either by sessions or maximum amount per mentioned timeline
Sociotherapy
Physiotherapy
Maternity and childbirth	Amount of costs covered, and which limits are set
Waiting period	The timeline till then the insurance cover is valid after starting date of the contract
Health examination	Health check at a doctor and dentist paid by the applicant in most cases, which the insurer decides on to insure the person, exclude coverage or decline the application
Health questions	Questions regarding the current and past health situation of each to insure person. If the answers are not truthful, the insurer can reject the payment for treatment and terminate the insurance contract.
Self-participation	The amount which each insured person has to pay themselves for a medical treatment before the insurer pays. There are maybe percentage or fix amount for a particular timeline.
Reimbursement Limit	The Maximum amount for the full contract period for medical costs handed to the insurer for reimbursement
Minimum contract period	The Minimum contract timeline
Maximum contract period	The Maximum contract timeline from the first day of entry in Germany
Scope of cover	The areas there the coverage is valid and for which time line if its outside the area of current residency
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